Trauma Insurance

Trauma Insurance is a form of income protection insurance that provides a lump sum payment in the even of certain serious Illness, like cancer, heart attack, stroke, brain tumour, kidney or liver failure etc.


The Insured Conditions are regarded as serious and potentially life threatening, as a result they can have a significant financial impact. Trauma Cover is designed to ease the burden of this financial impact. It is up to you to decide how these funds are used. The payout is that it can help repay debt, provide additional care or home modifications, household expenses, restructure business ownership or debt, take time out to focus on recovery and those things important to you in the case if you got cancer, heart attack, organ failure etc.

  • Early payment of diagnosis benefit – immediate release of 25% of your trauma cover up to a maximum of $100,000 to cover initial financial strains
  • Kids trauma insurance is included in from some providers

Cancer and heart attack are the biggest claims for Trauma cover.